Transaction Monitoring Analyst

Shift4 is boldly redefining commerce by simplifying complex payments ecosystems across the world. As the leader in commerce-enabling technology, Shift4 powers billions of transactions annually for hundreds of thousands of businesses in virtually every industry. For more information, visit shift4.com

We are looking for a Transaction Monitoring Analyst reporting to the AML Manager. The Transaction Monitoring Analyst will provide support to the company globally and must take into consideration both UK and Malta regulations. They will work closely with team members and management on a wide range of day-to-day issues, including but not limited to collaborating with a workforce that is predominantly based in Malta.

Location Requirement: Candidate must be based in the UK.

Responsibilities:

• Monitoring of daily transaction processing. Undertaking independent investigations – identifying and escalating potential cases of AML/suspicious behavior.
• Summarize & analyze in writing, clear and concise findings of transaction monitoring alert investigations. Produce high quality reports and documentation as needed. Escalate results through the appropriate channels where applicable.
• Identifying concerning behavior that may affect merchant collateral, identifying a need to escalate to financial risk.
• Regular liaison with various departments to understand and explain the risk exposed by existing merchants.
• Preparation of regular reports for internal and external stakeholders.
• Support risk team to maintain and adjust Credit Risk Assessment in line with the Credit Risk and Risk Appetite Policy of the company.
• Developing new monitoring structures to identify negative trends in both merchant’s and portfolio’s performance.
• Preparation of visual monthly reports to facilitate the explanation of Risk findings.
• Keep abreast with the latest updates in the various card scheme rules and regulations
• Maintaining ongoing relationships with the various stakeholders and keeping them up-to-date with any updates within the Risk framework of the company.
• Liaise with other departments in view of making existing processes more efficient whilst constantly looking out for new and improved ways to streamline processes and workloads.

Requirements:

• Be Degree qualified in Banking & Finance, Statistics, Economics, Compliance or related discipline.
• Have 1 – 2 years experience within the payment industry, acquiring experience is beneficial but not necessary, and within transactional monitoring.
• Have advanced Excel Knowledge.
• Ability to read, analyze, and interpret business financial statements
• Be excellent at communicating – Both verbal & in writing.
• Fluent in English.
• Be able to work under minimum supervision.
• Naturally have a flair for the intuitive and investigative nature of the role.
• Be based in the UK.

Shift4 is an Equal Opportunity Employer and does not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state or local protected class.