Regulatory Compliance Manager (Mortgages)

People deserve more from their money. More visibility, more control, more freedom. And since 2015, Revolut has been on a mission to deliver just that. With an arsenal of awesome products that span spending, saving, travel, transfers, investing, exchanging and more, our super app has helped 35+ million customers get more from their money. And we’re not done yet.

As we continue our lightning-fast growth,‌ two things are essential to continuing our success: our people and our culture. We’ve been officially certified as a Great Place to Work™ in recognition of our outstanding employee experience! So far, we have 8,000+ people working around the world, from our great offices or remotely, on our mission. And we’re looking for more. We want brilliant people that love building great products, love redefining success, and love turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About The Role

The Credit department at Revolut is anything but ordinary. They design, develop, and launch credit products across the globe ? The team manages our products from day one to the end – developing the back and front-end, the data science infrastructure, and then creating a local setup in each country with scalable risk management and portfolio management solutions. It’s a big old job, but our people are a Credit to us all ✨

We’re looking for a Business Compliance Manager to build on our product, regulatory, and scheme expertise on Mortgages within our 1LoD Credit Department. You’ll work closely with product teams to ensure we are complying with with applicable rules and regulations, whilst keeping up to date with any changes. Be warned, this is a very hands-on role, but we know you can do it ?

Up for the challenge? Let’s get in touch ?

What You’ll Be Doing

• Helping to build, launch, and manage Mortgages and and other credit products by understanding the rules and regulations as they relate to mortgages and translating them into understandable requirements
• Communicating with the business to understand regulatory requirements to existing/new products and supporting their implementation
• Representing Revolut at applicable engagement forums and industry working groups with regard to Mortgages and Credit related regulatory change
• Monitoring and managing roadmaps of upstream regulatory change to ensure the highest level of regulatory compliance
• Understanding compliance requirements which arise from third-parties and advising on any changes to our policies, procedures, and controls through validation and implementation
• Working closely with regional Compliance teams to address any differences in policies, procedures, and regional requirements
• Working closely with product teams to build a product that delivers a great user experience whilst also ensuring we meet scheme requirements and deliver good outcomes for customers/markets
• Ensuring risk management processes for credit and lending products are robust and occur in a timely manner
• Identifying regulatory challenges and changes relating to these products to ensure they are addressed/implemented in good time
• Liaising with key internal (e.g. Legal, Risk, MLRO, etc.) and external (e.g. Regulators, advisors, vendors, partners, etc.) stakeholders as required

What You’ll Need

• Experience in mortgage and credit product lifecycle, with a technical understanding of products and financial services
• Knowledge of interconnecting regulations and requirements
• To be an expert in all applicable Irish and European regulations relating to Mortgages, Credit Products, Credit Advertising, etc.
• Strong communication and relationship-building skills
• A desire to change traditional banking
• The capacity to work under pressure and within tight deadlines
• A track record of outstanding achievement in several different areas

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We’re not just doing this because it’s the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

Refer to our Data Privacy Statement for Candidates: https://www.revolut.com/legal/data-privacy-for-candidates for details on our data handling practices during your application.